umask[value]
Print the current value of the file creation mode mask, or
set it to value, a three-digit octal code specifying 
the read-write-execute permissions to be turned off.  This
is the opposite of chmod.  
Usually used in .login or .profile.
umask is available as a built-in command in the Bourne and C shells
(see Sections 4 and 5).
umask Number  | File Permission  | Directory Permission  | 
|---|---|---|
| 0 | rw- | rwx | 
| 1 | rw- | rw- | 
| 2 | r-- | r-x | 
| 3 | r-- | r-- | 
| 4 | -w- | -wx | 
| 5 | -w- | -w- | 
| 6 | -- | -x | 
| 7 | -- | -- | 
Turn off write permission for others:
umask 002 Produces file permission -rw-rw-r-
Turn off all permissions for group and others:
umask 077 Produces file permission -rw----
Note that you can omit leading zeroes.